http://rajuxavier.com

PRIVACY POLICY

Raju Xavier

https://rajuxavier.com

Last updated 13-03-2025

This privacy notice for Raju Xavier (doing business as Raju Xavier) (“we,” “us,” or “our“), describes how and why we might collect, store, use, and/or share (“process“) your information when you use our services (“Services“), such as when you:

Do you have questions or concerns? This privacy notice will help you understand your privacy rights and choices. If you disagree with our policies and practices, please do not use our Services. If you still have questions or concerns, please get in touch with us at rajuchullickal@gmail.com

SUMMARY OF KEY POINTS

What personal information do we process? When you visit, use, or navigate our Services, we may process personal information depending on how you interact with us and the Services, the choices you make, and the products and features you use.

Do we process sensitive personal information? We do not, but we may do so when necessary, with your consent, or as permitted by applicable law.

Do we receive any information from third parties? We may receive information from public databases, marketing partners, social media platforms, and other outside sources.

How do we process your information? We process your information to provide, improve, and administer our Services, communicate with you for security and fraud prevention, and comply with the law. We may also process your information for other purposes with your consent. We process your data only when we have a valid legal reason.

In what situations and with which types of parties do we share personal information? We may share information in specific situations and with specific categories of third parties.

How do we keep your information safe? We have organizational and technical processes and procedures to protect your personal information. However, no electronic transmission over the internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information. Learn more about.

What are your rights? Depending on where you are located geographically, the applicable privacy law may mean you have certain rights regarding your personal information.

How do I exercise my rights? The easiest way to exercise your rights is to contact us. We will consider and act upon any request as applicable data protection laws require.

TABLE OF CONTENTS

1. WHAT INFORMATION DO WE COLLECT?

Personal information you disclose to us

In Short, we collect personal information that you provide to us.

We collect personal information that you voluntarily provide us when you register on the Services, express an interest in obtaining information about us or our products and Services, participate in activities on the Services, or otherwise contact us.

Personal Information Provided by You. The personal information we collect depends on the context of your interactions with us, the services, your choices, and the products and features you use. The personal information we collect may include the following:

Sensitive Information: We do not process sensitive information.  When necessary, with your consent or as otherwise permitted by applicable law, we process the following categories of sensitive information:

Payment Data. If you make purchases, we may collect data necessary to process your payment, such as your payment instrument number (such as a credit card number) and the security code associated with your payment instrument.

Social Media Login Data. We may offer you the option to register with us using your existing social media account details, such as your Facebook, Twitter, or other social media account.

All personal information you provide must be true, complete, and accurate, and you must notify us of any changes to such personal information.

Information automatically collected

In Short, some information—such as your Internet Protocol (IP) address and/or browser and device characteristics—is collected automatically when you visit our Services.

We automatically collect certain information when you visit, use, or navigate the Services. This information does not reveal your specific identity (like your name or contact information). Still, it may include device and usage information, such as your IP address, browser and device characteristics, operating system, language preferences, referring URLs, device name, country, location, information about how and when you use our services, and other technical details. This information is primarily needed to maintain the security and operation of our services and for our internal analytics and reporting purposes.

Like many businesses, we also collect information through cookies and similar technologies.

The information we collect includes:

Information collected from other sources

In Short: We may collect limited data from public databases, marketing partners, social media platforms, and other outside sources.

To enhance our ability to provide relevant marketing, offers, and services and update our records, we may obtain information about you from other sources, such as public databases, joint marketing partners, affiliate programs, data providers, social media platforms, and other third parties. This information includes mailing addresses, job titles, email addresses, phone numbers, intent data (or user behavior data), Internet Protocol (IP) addresses, social media profiles, social media URLs, and custom profiles for targeted advertising and event promotion. Suppose you interact with us on a social media platform using your social media account (e.g., Facebook or Twitter). In that case, we receive your personal information, such as your name, email address, and gender. Any personal information we collect from your social media account depends on your social media account’s privacy settings.

2. HOW DO WE PROCESS YOUR INFORMATION?

In Short, we process your information to provide, improve, and administer our Services, communicate with you for security and fraud prevention, and comply with the law. We may also process your information for other purposes with your consent.

We process your personal information for a variety of reasons, depending on how you interact with our Services, including:

3. WHAT LEGAL BASES DO WE RELY ON TO PROCESS YOUR INFORMATION?

In Short: We only process your personal information when we believe it is necessary and we have a valid legal reason (i.e., legal basis) to do so under applicable law, like with your consent, to comply with regulations, to provide you with services to enter into or fulfill our contractual obligations, to protect your rights, or to fulfill our legitimate business interests.

This section applies to you if you are in the EU or UK.

The General Data Protection Regulation (GDPR) and UK GDPR require us to explain the valid legal bases we rely on to process your personal information. As such, we may rely on the following legal bases to process your personal information:

This privacy notice does not apply to the personal information we process as a “data processor” on behalf of our customers. In those situations, the customer we provide services to and with whom we have entered into a data processing agreement is the “data controller” responsible for your personal information, and we merely process your information on their behalf by your instructions.

If you are located in Canada, this section applies to you.

We may process your information if you have given us specific permission (i.e., express consent) to use your personal information for a particular purpose or in situations where your authorization can be inferred (i.e., implied consent). You can withdraw your consent at any time.

In some exceptional cases, we may be legally permitted under applicable law to process your information without your consent, including, for example:

4. WHEN AND WITH WHOM DO WE SHARE YOUR PERSONAL INFORMATION?

In Short: We may share information in specific situations described in this section and/or with the following categories of third parties.

Vendors, Consultants, and Other Third-Party Service Providers. We may share your data with third-party vendors, service providers, contractors, or agents (“third parties”) who perform services for us or on our behalf and require access to such information to do that work. We have contracts with our third parties, which are designed to help safeguard your personal information. This means they cannot do anything with your personal information unless we have instructed them to do it. They will also not share your personal information with any organization apart from us. They also commit to protecting the data they hold on our behalf and retaining it for the period we instruct. The categories of third parties we may share personal information with are as follows:

We also may need to share your personal information in the following situations:

5. WHAT IS OUR STANCE ON THIRD-PARTY WEBSITES?

In Short: We are not responsible for the safety of any information that you share with third parties that we may link to or who advertise on our Services but are not affiliated with our Services.

The Services may link to third-party websites, online services, or mobile applications and/or contain advertisements from third parties that are not affiliated with us and which may link to other websites, services, or applications. Accordingly, we do not make any guarantee regarding any such third parties, and we will not be liable for any loss or damage caused by the use of such third-party websites, services, or applications. Including a link toward a third-party website, service, or application does not imply our endorsement. We cannot guarantee the safety and privacy of data you provide to third parties. This privacy notice does not cover any data collected by third parties. We are not responsible for any third parties’ content or privacy and security practices and policies, including other websites, services, or applications that may be linked to or from the Services. You should review the policies of such third parties and contact them directly to respond to your questions.

6. DO WE USE COOKIES AND OTHER TRACKING TECHNOLOGIES?

In Short: We may use cookies and other tracking technologies to collect and store your information.

We may use cookies and similar tracking technologies. This page details how we use such technologies and how you can refuse certain cookies.

7. HOW DO WE HANDLE YOUR SOCIAL LOGINS?

In Short: If you choose to register or log in to our Services using a social media account, we may have access to certain information about you.

Our Services allow you to register and log in using your third-party social media account details (like your Facebook or Twitter logins). Where you choose to do this, we will receive certain profile information about you from your social media provider. The profile information we receive may vary depending on the social media provider concerned but will often include your name, email address, friends list, profile picture, and other information you choose to make public on such a social media platform.

We will use the information we receive only for the purposes described in this privacy notice or that are otherwise made clear to you regarding the relevant Services. Please note that we do not control and are not responsible for other uses of your personal information by your third-party social media provider. We recommend reviewing their privacy notice to understand how they collect, use, and share your personal information and how you can set your privacy preferences on their sites and apps.

8. IS YOUR INFORMATION TRANSFERRED INTERNATIONALLY?

In Short: We may transfer, store, and process your information in countries other than yours.

If you access our services from outside the country, please be aware that your information may be transferred to, stored, and processed by us in our facilities and by third parties with whom we may share your personal information.

Suppose you reside in the European Economic Area (EEA), the United Kingdom (UK), or Switzerland. In that case, these countries may not necessarily have data protection laws or similar laws as comprehensive as those in your country. However, we will take all necessary measures to protect your personal information through this privacy notice and applicable law.

European Commission’s Standard Contractual Clauses:

We have implemented measures to protect your personal information, including using the European Commission’s Standard Contractual Clauses for transfers of personal information between our group companies and between us and our third-party providers. These clauses require all recipients to protect all personal information that they process originating from the EEA or UK by European data protection laws and regulations. Our Data Processing Agreements include Standard Contractual Clauses. We have implemented similar appropriate safeguards with our third-party service providers and partners, and further details can be provided upon request.

Binding Corporate Rules:

These include the Binding Corporate Rules (“BCRs”) we established and implemented. EEA and UK data protection authorities have recognized our BCRs as providing adequate protection to the personal information we process internationally.

[EU-US] and [Swiss-US] Privacy Shield Framework[s]

We and the following entities and subsidiaries: [List of Entities/Subsidiaries] comply with the [EU-US] and [Swiss-US] Privacy Shield Framework[s] as set forth by the US Department of Commerce regarding the collection, use, and retention of personal information transferred from [the European Union (EU)], [the UK], and [Switzerland] to the United States. Although Privacy Shield is no longer considered a valid transfer mechanism for [EU] and [Swiss] data protection law, in light of the judgment of the Court of Justice of the European Union in Case C-311/18 and opinion of the Federal Data Protection and Information Commissioner of Switzerland dated 8 September 2020, we will continue to comply with the principles of the [EU-US] and [Swiss-US] Privacy Shield Framework[s].

We adhere to and comply with the Privacy Shield Principles when processing personal information from [the EU], [UK], or [Switzerland]. Suppose we have received your personal information in the United States and subsequently transferred that information to a third party acting as our agent. Such third-party agent processes your data in a manner inconsistent with the Privacy Shield Principles. In that case, we will remain liable unless we can prove we are not responsible for the event giving rise to the damage.

Personal information received or transferred under the Privacy Shield Framework[s] is subject to the investigatory and enforcement powers of the US Federal Trade Commission (“FTC”). In certain situations, we may be required to disclose personal information in response to lawful requests by public authorities, including to meet national security or law enforcement requirements.

If you have any questions or concerns about our Privacy Shield certification, please use the contact details below to get in touch. We commit to resolving any complaints or disputes about our collection and use of your personal information under the Privacy Shield.

In limited situations, [EU], [UK], and [Swiss] individuals may seek redress from the Privacy Shield Panel, a binding arbitration mechanism.

Please be sure to review the following sections of this privacy notice for additional details relevant to our participation in the [EU-US] and [Swiss-US] Privacy Shield:

To learn more about the purposes for which we collect and use your personal information.

9. HOW LONG DO WE KEEP YOUR INFORMATION?

In Short: We keep your information for as long as necessary to fulfill the purposes outlined in this privacy notice unless otherwise required by law.

We will only keep your personal information for as long as it is necessary for the purposes set out in this privacy notice unless a more extended retention period is required or permitted by law (such as for tax, accounting, or other legal requirements). No purpose in this notice will require us to keep your personal information for longer than the period in which users have an account with us / months past the termination of the user’s account/months past the start of the idle period of the user’s account / other.

When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize it. Suppose this is impossible (for example, because your data has been stored in backup archives). In that case, we will securely store it and isolate it from any further processing until deletion is possible.

10. HOW DO WE KEEP YOUR INFORMATION SAFE?

In Short: We aim to protect your personal information through organizational and technical security measures.

We have implemented appropriate and reasonable technical and organizational security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information. Although we will do our best to protect your personal information, transmission of personal information to and from our services is at your own risk. You should only access the services within a secure environment.

11. DO WE COLLECT INFORMATION FROM MINORS?

In Short: We do not knowingly collect data from or market to children under 18.

We do not knowingly solicit data from or market to children under 18. By using the Services, you represent that you are at least 18 or the parent or guardian of such a minor and consent to such a minor dependent’s use of the Services. If we learn that personal information from users less than 18 years of age has been collected, we will deactivate the account and take reasonable measures to delete such data from our records promptly. If you become aware of any data we may have collected from children under age 18, please get in touch with us at rajuchullickal@gmail.com

12. WHAT ARE YOUR PRIVACY RIGHTS?

In Short, in some regions, such as the European Economic Area (EEA), the United Kingdom (UK), Switzerland, and Canada, you have rights that allow you greater access to and control over your personal information. You may review, change, or terminate your account at any time.

You have certain rights under applicable data protection laws in some regions (like the EEA, UK, Switzerland, and Canada). These may include the right (i) to request access and obtain a copy of your personal information, (ii) to request rectification or erasure; (iii) to restrict the processing of your personal information; (iv) if applicable, to data portability; and (v) not to be subject to automated decision-making. In certain circumstances, you may also have the right to object to processing your personal information. You can make such a request by contacting us using the contact details provided in the section.

Suppose you are in the EEA or the UK and believe we are unlawfully processing your personal information. In that case, you also have the right to complain to your Member State or the UK data protection authority.

If you are located in Switzerland, you may contact the Federal Data Protection and Information Commissioner.

Withdrawing your consent: If we rely on your consent to process your personal information, which may be expressed and/or implied, depending on the applicable law, you can withdraw your consent at any time by contacting us using the contact details below or by updating your preferences.

However, please note that this will not affect the lawfulness of the processing before its withdrawal, nor, when applicable law allows, will it affect the processing of your personal information conducted in reliance on lawful processing grounds other than consent.

Opting out of marketing and promotional communications: You can unsubscribe from our marketing and promotional communications at any time by clicking on the unsubscribe link in the emails that we send, replying “STOP” or “UNSUBSCRIBE” to the SMS messages that we send, or by contacting us using the details provided in the section, then be removed from the marketing lists — however, we may still communicate with you, for example to send you service-related messages that are necessary for the administration and use of your account, to respond to service requests, or for other non-marketing purposes.

Account Information

If you would at any time like to review or change the information in your account or terminate your account, you can:

Upon your request to terminate your account, we will deactivate or delete it and its information from our active databases. However, we may retain some information in our files to prevent fraud, troubleshoot problems, assist with investigations, enforce our legal terms, and/or comply with applicable legal requirements.

Cookies and similar technologies: Most Web browsers are set to accept cookies by default. However, you can usually set your browser to remove or reject cookies. Removing or rejecting cookies could affect certain features or services of ours.

If you have questions or comments about your privacy rights, email us at rajuchullickal@gmail.com.

13. CONTROLS FOR DO-NOT-TRACK FEATURES

Most web browsers, mobile operating systems, and mobile applications include a Do-Not-Track (“DNT”) feature or setting you can activate to signal your privacy preference and not to have data about your online browsing activities monitored and collected. No uniform technology standard for recognizing and implementing DNT signals has been finalized. As such, we do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online. If a standard for online tracking is adopted that we must follow in the future, we will inform you about that practice in a revised version of this privacy notice.

14. DO UNITED STATES RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?

In Short: If you are a resident of California, Colorado, Connecticut, Utah, or Virginia, you are granted specific rights regarding access to your personal information.

We will use and retain the collected personal information to provide the services.

Collected information may be used or disclosed to a service provider or contractor for additional, specified purposes. You have the right to limit the use or disclosure of your sensitive personal information.

We may also collect other personal information outside of these categories through instances where you interact with us in person, online, or by phone or mail in the context of:

How do we use and share your personal information?

We collect and share your personal information through:

Will your information be shared with anyone else?

We may disclose your personal information with our service providers under a written contract between us and each service provider.

We may use your personal information for business purposes, such as conducting internal research for technological development and demonstration. This is not considered to be “selling” your personal information.

California Residents

California Civil Code Section 1798.83, also known as the “Shine the Light” law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year. If you are a California resident and would like to make such a request, please submit your request in writing using the contact information provided below.

If you are under 18, reside in California, and have a registered account with Services, you have the right to request the removal of unwanted data that you publicly post on the Services. To request the removal of such data, don’t hesitate to contact us using the contact information provided below. Include the email address associated with your account and a statement that you reside in California. We will make sure the data is not publicly displayed on the services, but please be aware that the data may not be completely or comprehensively removed from all our systems (e.g., backups, etc.).

CCPA Privacy Notice

This section applies only to California residents. You have the rights listed below under the California Consumer Privacy Act (CCPA).

The California Code of Regulations defines a “resident” as:

(1) every individual who is in the State of California for other than a temporary or transitory purpose and

(2) every individual who is domiciled in the State of California who is outside the State of California for a temporary or transitory purpose

All other individuals are defined as “non-residents.”

If this definition of “resident” applies to you, we must adhere to certain rights and obligations regarding your personal information.

Your rights concerning your data

Right to request deletion of the data — Request to delete

You can ask for the deletion of your personal information. Suppose you ask us to delete your personal information. In that case, we will respect your request and delete your personal information, subject to certain exceptions provided by law, such as (but not limited to) the exercise by another consumer of their right to free speech and our compliance requirements resulting from legal obligations.

Depending on the circumstances, you have a right to know:

By applicable law, we are not obligated to provide or delete consumer information de-identified in response to a consumer request or to re-identify individual data to verify a consumer request.

Right to Non-Discrimination for the Exercise of a Consumer’s Privacy Rights

We will not discriminate against you if you exercise your privacy rights.

Right to Limit Use and Disclosure of Sensitive Personal Information

We do not process consumers’ sensitive personal information. If the business collects any of the following:

You have the right to direct that business to limit its use of your sensitive personal information to the necessary use to perform the Services.

Once a business receives your request, they are no longer allowed to use or disclose your sensitive personal information for any other purpose unless you consent to use or disclose sensitive personal information for additional purposes.

Please note that sensitive personal Information collected or processed without the purpose of inferring characteristics about a consumer is not covered by this right, as is publicly available information.

To exercise your right to limit use and disclosure of sensitive personal Information, please email rajuchullickal@gmail.com

Verification process

Upon receiving your request, we will need to verify your identity to determine that you are the same person about whom we have the information in our system. These verification efforts require us to ask you to provide information so that we can match it with information you have previously provided us. For instance, depending on the type of request you submit, we may ask you to provide certain information so that we can match the information you provide with the information we already have on file, or we may contact you through a communication method (e.g., phone or email) that you have previously provided to us. We may also use other verification methods as the circumstances dictate.

We will only use the personal information provided in your request to verify your identity or authority to make the request. To the greatest extent possible, we will avoid requesting additional information from you for the purposes of verification; however, if we cannot verify your identity from the information we have already maintained, we may request that you provide additional information to verify your identity and for security or fraud-prevention purposes. We will delete such additional information as soon as we finish verifying you.

Other privacy rights

To exercise these rights, you can contact us by emailing us at rajuchullickal@gmail.com, calling us on our mobile phone number, visiting us, or referring to the contact details at the bottom of this document. If you have a complaint about how we handle your data, we would like to hear from you.

Financial Incentives

“Financial incentive” means a program, benefit, or other offering, including payments to consumers as compensation, for the disclosure, deletion, sharing, or sale of personal information.

The law permits financial incentives or a price or service difference if it is reasonably related to the value of the consumer’s data. A business must be able to explain how the financial incentive or price or service difference is reasonably related to the value of the consumer’s data. The explanation must include:

We may offer a financial incentive (e.g., a price or service difference) in exchange for the retention, sale, or sharing of a consumer’s personal information.

Suppose we decide to offer a financial incentive. In that case, we will notify you and explain the price difference and the material terms of the economic incentive or price of service difference, including the categories of personal information implicated by the financial incentive or price or service difference.

Suppose you choose to participate in the financial incentive. In that case, you can withdraw from it at any time by emailing us at [Email Address], calling us toll-free at [Phone Number], visiting [Contact Form URL], or referring to the contact details at the bottom of this document.

Colorado Residents

This section applies only to Colorado residents. You have the rights listed below under the Colorado Privacy Act (CPA). However, these rights are not absolute; sometimes, we may decline your request as the law permits.

If we decline to take action regarding your request and you wish to appeal our decision, please email us at rajuchullickal@gmail.com. Within forty-five (45) days of receipt of an appeal, we will inform you in writing of any action taken or not taken in response to the appeal, including a written explanation of the reasons for the decisions.

Connecticut Residents

This section applies only to Connecticut residents. You have the rights listed below under the Connecticut Data Privacy Act (CTDPA). However, these rights are not absolute; sometimes, we may decline your request as the law permits.

If we decline to take action regarding your request and you wish to appeal our decision, please email us at rajuchullickal@gmail.com. Within sixty (60) days of receipt of an appeal, we will inform you in writing of any action taken or not taken in response to the appeal, including a written explanation of the reasons for the decisions.

Utah Residents

This section applies only to Utah residents. You have the rights listed below under the Utah Consumer Privacy Act (UCPA). However, these rights are not absolute; in some instances, we may decline your request as permitted by law.

Virginia Residents

Under the Virginia Consumer Data Protection Act (VCDPA):

“Consumer” means a natural person who resides in the Commonwealth acting only in an individual or household context. It does not include a natural person acting in a commercial or employment context.

“Personal data” means any information linked or reasonably linkable to an identifiable natural person. “Personal data” does not include de-identified data or publicly available information.

“Sale of personal data” means exchanging personal data for monetary consideration.

If this definition of “consumer” applies to you, we must adhere to certain rights and obligations regarding your data.

Your rights concerning your data

Exercise your rights provided under the Virginia VCDPA.

You may contact us by email at rajuchullickal@gmail.com.

If you are using an authorized agent to exercise your rights, we may deny a request if the authorized agent does not submit proof that they have been validly authorized to act on your behalf.

Verification process

We may request that you provide additional information reasonably necessary to verify you and your consumer’s request. If you submit the request through an authorized agent, we may need to collect further information to verify your identity before processing your request.

Upon receiving your request, we will respond without undue delay, but in all cases within forty-five (45) days of receipt.  The response period may be extended once by forty-five (45) additional days when reasonably necessary.  We will inform you of any such extension within the initial 45-day response period and the reason for the extension.

Right to appeal

If we decline to take action regarding your request, we will inform you of our decision and its reasoning. If you wish to appeal our decision, please email us at rajuchullickal@gmail.com. Within sixty (60) days of receipt of an appeal, we will inform you in writing of any action taken or not taken in response to the appeal, including a written explanation of the reasons for the decisions. You may contact the Attorney General to submit a complaint if your appeal is denied.

15. DO OTHER REGIONS HAVE SPECIFIC PRIVACY RIGHTS?

In Short, you may have additional rights based on your country.

Australia and New Zealand

We collect and process your personal information under the obligations and conditions set by the Privacy Act 1988 (Australia) and the Privacy Act 2020 (New Zealand).

This privacy notice satisfies the notice requirements defined in both Privacy Acts, particularly regarding what personal information we collect from you, from these sources, for which purposes, and other recipients of your personal information.

If you do not wish to provide the personal information necessary to fulfill their applicable purpose, it may affect our ability to provide our services, in particular:

You have the right to request access to or correct your personal information. Please use the contact details provided to do so.

Suppose you believe we are unlawfully processing your personal information. In that case, you have the right to submit a complaint about a breach of the Australian Privacy Principles to the Office of the Australian Information Commissioner and for violating New Zealand’s Privacy Principles to the Office of New Zealand Privacy Commissioner.

Republic of South Africa

You have the right to request access to or correct your personal information by contacting us.

If you are unsatisfied with how we address any complaint about our processing of personal information. In that case, you can contact the office of the regulator, the details of which are:

The Information Regulator (South Africa)

General enquiries: enquiries@inforegulator.org.za

Complaints (complete POPIA/PAIA form 5): PAIAComplaints@inforegulator.org.za & POPIAComplaints@inforegulator.org.za

16. DO WE MAKE UPDATES TO THIS NOTICE?

In Short: Yes, we will update this notice to comply with relevant laws.

We may update this privacy notice from time to time. The updated version will be indicated by an updated “Revised” date and effective as soon as it is accessible. If we make material changes to this privacy notice, we may notify you by prominently posting a notice or directly sending you a notification. We encourage you to review this privacy notice frequently to be informed of how we are protecting your information.

17. HOW CAN YOU CONTACT US ABOUT THIS NOTICE?

If you have questions or comments about this notice, you may contact us by email at rajuchullickal@gmail.com, by phone at 918075144020, or by post to:

Raju Xavier

Chullickal house, Kundannoor, Maradu PO,

Kochi, Kerala, India 682304

18. HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU?

Based on the applicable laws of your country, you may have the right to request access to the personal information we collect from you, change that information, or delete it. Please visit my site to request to review, update, or delete your personal information.

Raju Xavier, Chullickal House, Kundannoor, Maradu PO, Kochi, Kerala, India 682304

Emai: rajuchullickal@gmail.com, Mob: 918075 144020

Website: https://rajuxavier.com